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M arriage is hard. Of course they rarely have a helpful answer for how to overcome the difficulties. The first year of marriage is incredibly important for your future happiness. When I got married, I hardly knew how to take care of myself, much less another person. How could my husband and I create a happy marriage from the start?

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As you and your spouse go through the excitement of starting a new life together, there are a few things you might want to consider about your t finances. Buying a home and saving for retirement might be included in your short- and long-term plans, but there are years in between that can seem uncertain.

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It can be a lot to balance saving for things like buying a home, paying down your debt, or preparing for the cost of childcare—but two areas to start with are ensuring that you have the right protection to support your new family, and saving for the future. You may not know that some insurance and financial products allow you to do more than one thing.

Explore some options below that other newlyweds consider. Work together to track your combined earning and spending.

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Many newlyweds combine a few products to best address their financial needs. Income protection.

8 tips to help you thrive in your first year of marriage

As a married couple, you may have dual incomes and dual debt. A term life policy can help with short-term needs.

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Whole life has multiple uses, in addition to permanent insurance protection, it can help you prepare for the future. Learn more. Saving for the future.

Mutual funds, ETFs, and other savings vehicles have a potential to generate returns from the market and grow your assets over time, while not penalizing you if you use them prior to retirement. And, they can be accessible in the near term while still allowing your money to grow for your future needs.

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You spend so much time planning your wedding, but what about planning your marriage? Here are 5 things newlyweds should know about their money.

Take a closer look at what marriage means for you and your spouse when it comes to your shared finances. I am a member of The Nautilus Group, a service of New York Life Insurance Company and a resource for estate conservation and business succession ideas that is made available to a limited of subscribing agents.

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The Nautilus Group is staffed by professionals with credentials in law, taxation, ing, insurance and finance. Clients should consult their own advisors for specific tax, legal and ing advice. Life insurance Everything you need to know about how life insurance works and the benefits the right policy gives you, so you can start planning your ideal future.

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Getting Married Congratulations! Life after "I Do. Discover how to start your next chapter on the right financial path. Please enter valid. Please try again later.

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Customize solutions for your future Many newlyweds combine a few products to best address their financial needs. Income protection As a married couple, you may have dual incomes and dual debt.

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Learn more It's always useful to learn a little more. Take a look at these helpful links.

Make your house a home.

Featured Articles. Know these financial milestones for marriage Learn what you should be working toward after one year, five years, and ten years of marriage.

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The next big life moves that come after a wedding You spend so much time planning your wedding, but what about planning your marriage? Everything you need to know about combining your finances Take a closer look at what marriage means for you and your spouse when it comes to your shared finances.